You will receive a 0% Introductory APR on purchases and balance transfers for 6 months, plus earn 1 point for each dollar charged and earn 2 points for every dollar of interest billed to your account. You can redeem points for your choice of name-brand merchandise, event tickets, gift cards or travel reward options. There is NO annual fee and no additional cost to you. Perhaps best of all, you will be contributing to the Wanduta Pass the Hat charitable initiative. Wanduta believes firmly in supporting its Members and independent music at large and, as such, for every approved and activated Wanduta Visa Platinum Rewards Credit Card will make a donation to Sweet Relief.